diff --git a/chat/server.js b/chat/server.js
index 6ad4ed3..253fe18 100644
--- a/chat/server.js
+++ b/chat/server.js
@@ -18185,7 +18185,7 @@ async function bootstrap() {
   process.on('SIGTERM', () => gracefulShutdown('SIGTERM'));
   process.on('SIGINT', () => gracefulShutdown('SIGINT'));
 
-  await loadState();
+  // Load admin models FIRST (before sessions) so ensureOpencodeConfig can use them
   await loadAdminModelStore();
   await loadOpenRouterSettings();
   await loadMistralSettings();
@@ -18198,6 +18198,7 @@ async function bootstrap() {
   await loadTopupSessions();
   await loadPendingTopups();
   await loadPaygSessions();
+  await loadState(); // Load sessions LAST so adminModels is ready
   await loadPendingPayg();
   await loadSubscriptionSessions();
   await loadPendingSubscriptions();